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Home Ownership is possible.
We believe that everyone deserves a safe, decent, affordable place to call home. WE ARE NOT TAKING HOME APPLICATIONS AT THIS TIME.
ABOUT:
Our home-ownership program provides opportunities for low-income individuals and families to increase their independence and economic well-being through affordable home-ownership.
- We work with families to make home ownership accessible! Our organization collects the same information that mortgage companies use to qualify applicants for a mortgage. Our families pay a mortgage, insurance and property taxes on their homes. Applicants must show proof that they are capable of affording a mortgage payment.
- Families who qualify for our program have stable incomes. Income Level is just one aspect of owning a home through Habitat. Applicants must also show need, and be willing to partner on the build process.
How does habitat for humanity's homeownership program work?
Families and individuals in need of decent, affordable housing apply for homeownership as home applications begin to be taken. Each local Habitat’s family selection committee selects homeowners based on three criteria:
- The applicant’s level of need.
- Their willingness to partner with Habitat.
- Their ability to repay a mortgage through an affordable payment plan.
As part of their willingness to partner, Habitat’s homebuyers invest hundreds of hours of their own labor, called sweat equity, working alongside volunteers and other Habitat homeowners.
Habitat for Humanity follows a nondiscriminatory policy of family selection. Neither race, color, sex, national origin, religion, age, disability, sexual orientation, gender identity is a factor in choosing Habitat’s homeowners. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation.
