Home Ownership is possible.

We believe that everyone deserves a safe, decent, affordable place to call home.

ABOUT:

Our home-ownership program provides opportunities for low-income individuals and families to increase their independence and economic well-being through affordable home-ownership.

We work with families to make home ownership accessible! Our organization collects the same information that mortgage companies use to qualify applicants for a mortgage. Our families pay a mortgage, insurance and property taxes on their homes. Applicants must show proof that they are capable of affording a mortgage payment.
Families who qualify for our program have stable incomes. Income Level is just one aspect of owning a home through Habitat. Applicants must also show need, and be willing to partner on the build process.

How does habitat for humanity's homeownership program work?

Families and individuals in need of decent, affordable housing apply for homeownership as home applications begin to be taken. Each local Habitat’s family selection committee selects homeowners based on three criteria:

The applicant’s level of need.
Their willingness to partner with Habitat.
Their ability to repay a mortgage through an affordable payment plan.

As part of their willingness to partner, Habitat’s homebuyers invest hundreds of hours of their own labor, called sweat equity, working alongside volunteers and other Habitat homeowners.

Habitat for Humanity follows a nondiscriminatory policy of family selection. Neither race, color, sex, national origin, religion, age, disability, sexual orientation, gender identity is a factor in choosing Habitat’s homeowners. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation.

What is MOdular HOusing?

Modular Homes

Modular homes are built in a factory, in an assembly line format, saving time, ensuring precision and creating less waste during construction. Because materials and labor are handled by the factory, cost and energy efficiencies are controlled.

Once the home is built, it is delivered in two pieces to the prepped home site location and set by a crane onto the foundation.

SCV Habitat has built single-family, modular homes in Ellsworth, New Richmond and River Falls, Wisconsin.

Single-Family

Learn more about our history and how we got started. We are passionate about empowering communities and making a difference in people's lives.

Twin Home

Our Twin Home Model includes side one with a 2 bedroom/1 bathroom layout and side two with a 3 bedroom/2 bedroom. Each side is 1,050 sq. ft. Homebuyers purchase either side, based on family need. We build these on varying basement/crawl space options.

Home Ownership is possible.

We believe that everyone deserves a safe, decent, affordable place to call home.

How does habitat for humanity's homeownership program work?

What is MOdular HOusing?

Modular Homes

Single-Family

Twin Home

Twin Home

Information