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St. Croix Valley Habitat for Humanity

Critical Home Repair Program

Helping Homeowners Stay Safe, Warm, and Independent

Our Critical Home Repair program helps low-income homeowners in Pierce and St. Croix Counties address urgent safety and accessibility issues so they can remain in their homes.

About the Program

Our Critical Home Repair Program is designed to help people living in Pierce & St. Croix Counties with small, critical repair projects that can be completed in a few days, and fit within our monthly budget. The program will be offered every other month.

Critical Home Repair is a separate program from our homeownership program. It serves existing homeowners — not new home buyers — whose homes need urgent repairs or modifications affecting health, safety, accessibility, or structural integrity.

What We Can Repair

Exterior entryway trip/fall hazards

  • Leveling uneven exterior surfaces in front of the entry door
  • Repairing cracks in exterior surfaces in front of the entry door
  • Repairing or installing stair railings leading to the entry door
  • Installing grab bars near the entry door

Entry & storm door repairs

  • Filling gaps around doors
  • Installing lever door handles
  • Widening entry doorways
  • Entry door replacement

Interior trip/fall hazards

  • Repairing or replacing uneven or cracked flooring
  • Repairing or replacing unsecured or torn carpet
  • Repairing or replacing damaged door thresholds and transition strips
  • Applying non-slip rug backing

Stairway trip/fall hazards

  • Repairing, replacing, or installing railings
  • Installing grab bars at the top and/or bottom of stairs
  • Installing traction tape or paint on stairs
  • Improving stair lighting

Inadequate lighting throughout the house

  • Upgrading lighting fixtures
  • Installing additional lighting fixtures and nightlights
  • Replacing existing bulbs with LED bulbs

Emergency, fire & carbon monoxide safety

  • Replacing expired batteries in existing smoke/carbon monoxide detectors
  • Replacing expired smoke/carbon monoxide detectors
  • Installing smoke/carbon monoxide detectors if absent
  • Installing fire extinguishers if absent

Minor electrical

  • Installing GFCI outlets if absent
  • Installing wall outlet and light switch plates if absent
  • Installing rocker light switches

Grab bars in other locations

  • Bathrooms, hallways, and locations with transitions of height — and other areas not covered by the categories above

Energy efficiency & weatherization

  • Filling gaps around windows
  • Repairing or replacing seals around windows
  • Repairing or replacing storm windows
  • Replacing furnace filters

Raised/ADA-height toilets

  • Installing raised/ADA-height toilets
  • Repairing flooring immediately around the base of the toilet

Grading & drainage

  • Re-grading around the foundation
  • Cleaning gutters
  • Repairing gutters
  • Repairing or installing downspouts

Exterior maintenance

  • Trimming trees away from the house
  • Siding repair
  • Filling gaps

Plumbing

  • Replacing faucets
  • Repairing leaky drains

Minor roof

  • Repairing or sealing small leaks
  • Replacing small areas of damaged shingles
  • Installing chimney caps

Shelving & cabinets

  • Lowering cabinets/shelves
  • Replacing cabinet pulls with C/D-shaped pulls

Who Qualifies

You may be eligible for Critical Home Repair if:

  • You own and reside in the home

  • Your housing doesn’t meet your needs

  • Your repair is on the Critical Repair Menu

  • You meet the income limit

2026 Income Limits by Household Size

Household SizeMaximum Gross Monthly Income
1 person$6,137
2 people$7,016
3 people$7,892
4 people$8,767
5 people$9,471
6 people$10,171
7 people$10,871
8 people$11,575
Source: 2026 U.S. Department of Housing and Urban Development (HUD) income limits. Limits are updated annually.

Meeting these criteria does not guarantee selection. Repair capacity depends on funding, volunteer and staff availability, and the scope of work.

How to Apply

Applications are currently open through the end of October, for our November repair session. Here's what to expect:

01

Download the Application

02

Submit It to Our Office

03

Application Review

04

Repair Partnership

Frequently Asked Questions

Quick answers about eligibility, costs, and how the Critical Home Repair program works.

Who is eligible for Critical Home Repair?
What kinds of repairs qualify?
Do I have to own my home to apply?
What does the program cost?
How do I apply?
How soon will the repairs happen?

Home Basics with Habitat

Short, practical videos from our team on basic home upkeep — the small maintenance tasks that prevent big, costly repairs down the road. A new tip is added regularly, so check back often.

Know Your Main Water Shutoff

Learn where your home's main water shutoff valve is and how to turn it off in an emergency — one of the most important things every homeowner should know.

This video provides general education. Homes and fixtures vary. Follow product safety instructions. If your setup differs or you are unsure, stop and contact a qualified professional.

Ready to Get Started?

Download the application today, or contact our office with any questions about eligibility or the repair process.

Contact Us